50) Check your cell phone bill to make sure you are not enrolled in services you are not using.
49) Just say “no”- -to kids who may want an extra treat, to pressure from friends to go out to dinner, to yourself when you “think” you need something new.
48) Before going on a road trip (or even just a day trip to local spots), make sure your car is stocked with water and snacks so you don’t need to stop if someone gets hungry and you are out longer than anticipated.
47) Drink more water. This will save you money and health experts agree… it is better for your health!
46) Paying a monthly fee for banking or for checks? Find a credit union or military friendly bank that offers a free checking account and checks.
45) Give time as a gift, instead of money. Giving a friend a coupon for a free night of babysitting is probably more valuable than a $10 trinket anyway.
44) Have a girl’s night in- instead of out. Having a bottle of wine and homemade appetizers is cheaper. Bonus… everyone can wear comfy clothes and not have to worry about that creepy dude who doesn’t get it the first fifty times you tell him you are all married and not interested!
43) Skip the department store cosmetics and head for the drug store. Many times you can find products that are just as good and drug stores often have great coupons or cash back rewards for buying cosmetics.
42) Opt out of gifts as a couple… forgoing gifts between spouses for holidays can save tons of money. Just focus on the kids.
41) Weather-proof your home so that you are not spending extra money on heating or cooling your home.
40) Keep up with the maintenance on your car. Keeping your car engine tuned and tires properly inflated can save money on fuel.
39) Make a menu plan and then a list before going to the grocery store. And then stick to it!
38) Use only cash to pay for items at a store.
37) Make the decision to not eat a single meal out for an entire month. You will be amazed at how much money you save!
